If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months , it’s easy to assume that's a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear: Today’s foreclosure numbers are in line with what’s considered normal High home equity is keeping most homeowners in a strong financial position None of the data points to a big wave of distressed sales that’ll crash the market Foreclosure F

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2658 ^ (58) Low $19,900 -   High $7,275,000 Above $600,000 514 ^ (4) $500,000 - $599,999 171 ^ (3) $400,000 - $499,999 315 v (1) $300,000   -   $399,999 737 ^ (29) $200,000 - $299,999 614 ^ (28) $100,000 - $199,999 277 v (1) Under $99,999 30 v (4) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.07%  (+.03%)       15 YR Fixed  5.5

Sure, you can but it's more of a question of should I sell with out using a agent. Which way will be more profitable? Profitable may also be figured in time, money and/or stress. Does it really cost you to use a Realtor in the first place? If it really didn't cost you more in the end of the transaction why wouldent you use the professional? Want to know the #1 thing homeowners regret when they sell without an agent? It’s that they didn’t price their house correctly for thei

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2600 v (19) Low $19,900 -   High $7,275,000 Above $600,000 510 v (5) $500,000 - $599,999 168 v (5) $400,000 - $499,999 316 ^ (3) $300,000   -   $399,999 708 (0) $200,000 - $299,999 586 v (11) $100,000 - $199,999 278 (0) Under $99,999 34 v (1) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.07%  (+.06%)       15 YR Fixed  5.59%  

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? It’s finally happening. In 2025, affordability was the best it’s been in 3 years. And experts agree the momentum will keep going in 2026. And that’s based on their anal

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2619 v (10) Low $19,900 -   High $7,275,000 Above $600,000 515 v (2) $500,000 - $599,999 173 v (12) $400,000 - $499,999 313 v (4) $300,000   -   $399,999 708 ^ (5) $200,000 - $299,999 597 ^ (3) $100,000 - $199,999 278 v (5) Under $99,999 35 ^ (5) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.06%   (-.15%)       15 YR Fixed  5.5

Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t . And sometimes, it’s their credit score that’s holding them back. According to a Bankrate survey , 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage . That may be why, when renters are asked why they don’t own yet, “ my credit isn’t good enough ” comes up often. Maybe you’re in the same boat. You l

Help Is Out There 31% of first-time buyers say saving for their down payment was the hardest part of the homebuying process. If that’s your biggest hurdle too, you should know down payment assistance programs could get you into a home sooner than you think. Many first-time buyers hit the same wall: saving enough for their down payment. In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process. But here’s something that could ma

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2644 v (6) Low $25,000 -   High $7,275,000 Above $600,000 514 v (4) $500,000 - $599,999 199 ^ (10) $400,000 - $499,999 315 (0) $300,000   -   $399,999 715 v (2) $200,000 - $299,999 594 v (2) $100,000 - $199,999 283 ^ (1) Under $99,999 33 ^ (1) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.20%   (.00%)      15 YR Fixed  5.75%  

Finding the right home feels exciting – but being pre-approved for your loan is what makes it possible. Whether you’re planning to buy soon or still just thinking about it, getting pre-approved with a local mortgage broker is one of the best moves you can make. Here’s why. 1. What Is Pre-Approval, Really? Pre-approval is much more than a guess. It means a lender has reviewed your finances ( things like your income, assets, credit score, debts, and savings) and told you how

There’s a lot of conversation about home prices, mortgage rates, and affordability right now – and those things are important. But if you’re thinking about buying a home, it’s worth remembering something the headlines rarely talk about: people don’t buy homes just for financial reasons. They buy them for their lives. Because while homeownership can absolutely be a smart long-term financial move, it also comes with some emotional benefits spreadsheets just can’t capture. Mayb

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2716 v (12) Above $600,000 545 v (1) $500,000 - $599,999 185 v (2) $400,000 - $499,999 320 ^ (2) $300,000   -   $399,999 730 v (1) $200,000 - $299,999 618 v (10) $100,000 - $199,999 285 v (1) Under $99,999 33 (0) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.20%   (.00%)      15 YR Fixed  5.76%   (+.01%)   Current Mortgage Rate

Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Last year, 15% of respondents said they planned to buy a home in the next 12 months. This year, that number rose to 17% . That 2% increase might not sound like a big jump, but in a market where buyer demand has been cooling for the past few years, it’s a sign things are starting to shift. More people are feeling ready (or at leas

If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a lot. But here’s what you need to remember. While housing market conditions are definitely a factor in your decision, your own personal situation

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2728 v (27) Above $600,000 546 v (3) $500,000 - $599,999 187 v (10) $400,000 - $499,999 318 v (10) $300,000   -   $399,999 731 v (9) $200,000 - $299,999 628 v (1) $100,000 - $199,999 286 ^ (4) Under $99,999 33 ^ (2) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.19%   (-.01%)       15 YR Fixed  5.74%   (.00%)   Current Mortgage

If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while. After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a move. Not because the market is suddenly “easy,” but because several key conditions are shifting. Here’s what the experts are saying you have to look forward to. Danielle Hale, Chief Economist at Realtor.com : “A

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2756 v (15) Above $600,000 549 v (7) $500,000 - $599,999 197 v (5) $400,000 - $499,999 328 ^ (6) $300,000   -   $399,999 740 v (2) $200,000 - $299,999 629 ^ (7) $100,000 - $199,999 282 (0) Under $99,999 31 v (2) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.24%   (-.01%)       15 YR Fixed  5.74%  (-.01%)   Current Mortgage Rate

Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here’s what you need to know. While some local markets have seen small price dips this year, home prices are not falling nationally. So, don’t let the headlines scare you. The vast majority of the country is actually seeing prices rise. While that may feel surprising after the headlines you’ve seen, the map below uses year-over-year data from the Federal Housing

Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2771 v (6) Above $600,000 556 ^ (3) $500,000 - $599,999 202 ^ (3) $400,000 - $499,999 334 v (5) $300,000   -   $399,999 742 ^ (2) $200,000 - $299,999 622 (0) $100,000 - $199,999 282 v (1) Under $99,999 33 ^ (2) RED is UP     Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed  6.22%   (-.05%)       15 YR Fixed  5.74%  (-.02%)   Current Mortgage Rates

The housing market hasn’t felt this energized in a long time – and the numbers backing that up are hard to ignore. Mortgage rates have eased almost a full percentage point this year, and that shift is starting to wake up buyers. Home loan applications have risen . Activity has picked up . And sellers who step in early could benefit from the momentum long before the competition catches on. Let’s take a look at what’s happening behind the scenes and how you can take advantage o