Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2629 v (19) Low $39,900 - High $9,900,000 Above $600,000 519 v (4) $500,000 - $599,999 198 v (1) $400,000 - $499,999 366 v (3) $300,000 - $399,999 682 v (8) $200,000 - $299,999 563 ^ (2) $100,000 - $199,999 267 v (1) Under $99,999 34 v (4) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.33% (+/-.00%) 15 YR Fixed 6.99% (+.01%) Current Realtor Membership 3100 Ag

Here's something most homebuyers don't think about. When the housing market slows down, homeowners and builders don't always respond the same way. Think about it. If you're selling your house and aren't getting the offers you want, you could make the choice to take it off the market and stay put, and wait for things to improve. But builders? They may be more motivated to stay the course. They've already invested money in building those houses. And every completed home that si

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2648 v (40) Low $44,000 - High $9,900,000 Above $600,000 523 v (9) $500,000 - $599,999 199 ^ (7) $400,000 - $499,999 369 (0) $300,000 - $399,999 690 v (22) $200,000 - $299,999 561 v (13) $100,000 - $199,999 268 v (3) Under $99,999 38 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.33% (+.03%) 15 YR Fixed 6.98% (+.02%) Current Realtor Membership 3098 Agents

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in. More and more of them are finding it in the adjustable-rate mortgage, or ARM. The ARM Option Here’s how an ARM differs from a more traditional mortgage. With a regular fixed-rate mortgage, your rate stays the same for your whole loan. But with an ARM, your rate is locked

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2688 v (12) Low $50,000 - High $9,900,000 Above $600,000 532 v (4) $500,000 - $599,999 192 (0) $400,000 - $499,999 369 v (5) $300,000 - $399,999 712 v (2) $200,000 - $299,999 574 v (4) $100,000 - $199,999 271 ^ (1) Under $99,999 38 ^ (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.36% (-.04%) 15 YR Fixed 7.00% (-.04%) Current Realtor Membership 3106 Agents

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan. But the reality is, while renting can work well for some people, it’s also a big commitment. So before you decide, it helps to see the whole picture first. Why Some Sellers Are Deciding To Rent Instead Lately, some sellers are choosing to hang on to their houses and rent them out instead. Acco

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2700 ^ (9) Low $50,000 - High $9,900,000 Above $600,000 536 v (2) $500,000 - $599,999 192 ^ (6) $400,000 - $499,999 374 v (1) $300,000 - $399,999 714 (0) $200,000 - $299,999 578 ^ (8) $100,000 - $199,999 270 v (3) Under $99,999 36 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.40% (-.03%) 15 YR Fixed 7.05% (-.02%) Current Realtor Membership 3107 Agents

When you picture shopping for a new home, you might assume that a brand-new house comes with a sky-high premium. After all, you get pristine appliances, untouched countertops, modern floor plans, and zero wear-and-tear. Historically, you’d be right—buyers usually had to pay a premium of 10% to 20% or more for new construction compared to an existing home. Not anymore. In today’s real estate market, newly built homes now cost less than existing homes in roughly 1 in 3 major ma

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2691 v (6) Low $50,000 - High $9,900,000 Above $600,000 538 ^ (3) $500,000 - $599,999 186 v (1) $400,000 - $499,999 375 v (4) $300,000 - $399,999 714 ^ (3) $200,000 - $299,999 570 v (5) $100,000 - $199,999 273 v (2) Under $99,999 35 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.40% (-.03%) 15 YR Fixed 7.05% (-.02%) Current Realtor Membership 3107 Agents

Good News for House Hunters: The Asking Price Isn't Set in Stone If you’re currently shopping for a home, you know how stretched budgets feel right now. Between elevated interest rates and high cost-of-living pressures, every dollar counts. Here is the good news: the asking price is rarely the final word. Right now, roughly 60% of homes on the market are selling below their original list price. That is a massive shift from the hyper-competitive frenzy of recent years. Sellers

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2697 v (20) Low $50,000 - High $9,900,000 Above $600,000 535 v (2) $500,000 - $599,999 187 (0) $400,000 - $499,999 379 v (3) $300,000 - $399,999 711 v (17) $200,000 - $299,999 575 v (3) $100,000 - $199,999 275 v (9) Under $99,999 35 v (3) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.37% (+.04%) 15 YR Fixed 7.04% (+.06%) Current Realtor Membership 3107 Agent

What's the biggest payment you make every month? If you’re a renter, it's probably your rent. But did you know that you can pay your rent on time, every time, for years, and it may never show up in your credit history? It's pretty frustrating, especially if you'd like to buy a home someday and you’re trying to build your credit. The good thing is that’s changing right now. Here’s what you need to know and why it could open a door you thought was closed. The Problem for Would

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2717 v (82) Low $45,000 - High $9,900,000 Above $600,000 537 v (13) $500,000 - $599,999 187 v (9) $400,000 - $499,999 382 ^ (1) $300,000 - $399,999 728 v (31) $200,000 - $299,999 579 v (17) $100,000 - $199,999 266 v (11) Under $99,999 38 v (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.46% (-.02%) 15 YR Fixed 7.14% (-.01%) Current Realtor Membership 3107

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new listings. It’s because homes aren’t selling as quickly. Here’s why – and what that means if you’re thinking about buying or selling. Inventory Growth Is Picking Up Steam According to

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2799 v (3) Low $37,000 - High $9,900,000 Above $600,000 550 ^ (7) $500,000 - $599,999 196 ^ (2) $400,000 - $499,999 381 ^ (1) $300,000 - $399,999 759 v (12) $200,000 - $299,999 596 v (7) $100,000 - $199,999 277 ^ (3) Under $99,999 40 ^ (3) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.57% (+.03%) 15 YR Fixed 7.19% (+.01%) Current Realtor Membership 3110 Age

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off. But buying your first home doesn’t have to happen to feel like a far away goal. Two choices you control can bring your first home years closer, even with affordability as tight as it is right now. How Long Buying Really Takes First, one quick definition. "Breaking even" is the point

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2802 v (7) Low $37,000 - High $9,900,000 Above $600,000 543 ^ (5) $500,000 - $599,999 194 v (2) $400,000 - $499,999 380 v (10) $300,000 - $399,999 771 v (1) $200,000 - $299,999 603 (0) $100,000 - $199,999 274 (0) Under $99,999 37 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.54% (-.06%) 15 YR Fixed 7.18% (-.04%) Current Realtor Membership 3113 Agents

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on. Sellers tend to worry a cut means walking away with less than they hoped...Sometimes that’s true, but more often it just means the market moved faster than the listing did. Buyers, for their part, often assume a cut means something’s wrong with the house...Most of the time, that’s not it. This is what's actually driving all those price cuts, and why it

Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2809 v (3) Low $37,000 - High $9,900,000 Above $600,000 538 ^ (3) $500,000 - $599,999 196 v (4) $400,000 - $499,999 390 ^ (7) $300,000 - $399,999 772 v (3) $200,000 - $299,999 603 v (6) $100,000 - $199,999 274 (0) Under $99,999 36 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 7.58% (+/-.00%) 15 YR Fixed 7.20% (+/-.00%) Current Realtor Membership 3114 Agen

Full Video Link If you’ve been following real estate news or scrolling through social media lately, you’ve likely encountered two starkly different takes on the housing market: The Fearful Take: "A massive housing crash is right around the corner—just wait until prices drop!" The Hopeful Take: "I need prices to crash so I can finally afford a home." It’s completely understandable why these viewpoints exist. High mortgage rates and elevated home prices have pushed housing affo