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7/27/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 3024 ^ (5) Low $45,000 - High $6,500,000 Above $600,000 605 v (10) $500,000 - $599,999 205 v (3) $400,000 - $499,999 401 ^ (4) $300,000 - $399,999 823 ^ (7) $200,000 - $299,999 658 ^ (5) $100,000 - $199,999 293 ^ (1) Under $99,999 39 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.81% (-.04%) 15 YR Fixed 6.34% (+05%) Current Realtor Membership 3082 Agents
Charles "Skip" Geiser
7 hours ago6 min read


Are Luxury Homes Sales Hot Right Now?
If you own a luxury house, you're in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn't. Sale prices and buyer demand are both up. So if you're considering selling, now could be a great time to make your move. Luxury Is Leading on Price Let’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on wh
Charles "Skip" Geiser
7 hours ago7 min read


7/24/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 3019 ^ (59) Low $45,000 - High $6,500,000 Above $600,000 615 v (1) $500,000 - $599,999 208 (0) $400,000 - $499,999 397 ^ (19) $300,000 - $399,999 816 ^ (40) $200,000 - $299,999 653 v (8) $100,000 - $199,999 292 ^ (6) Under $99,999 38 ^ (3) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.85% (+.08%) 15 YR Fixed 6.29% (+06%) Current Realtor Membership 3082 Agent
Charles "Skip" Geiser
3 days ago6 min read


First-Time Buyers...Is now the time to buy?
The 2026 housing market has transitioned into a favorable buyer's market. For the first time in years, ballooning housing inventory—up more than 7% nationally—has significantly lowered competition. This gives first-time buyers strong negotiating leverage, more price cuts, and an environment largely free of aggressive bidding wars. However, affordability remains your main hurdle. Average 30-year fixed mortgage rates are volatile and currently hover near 6.85% due to recent geo
Charles "Skip" Geiser
3 days ago9 min read


7/23/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2960 v (6) Low $45,000 - High $6,500,000 Above $600,000 616 ^ (1) $500,000 - $599,999 208 v (3) $400,000 - $499,999 378 v (3) $300,000 - $399,999 776 v (6) $200,000 - $299,999 661 ^ (3) $100,000 - $199,999 286 (0) Under $99,999 35 ^ (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.77% (+.02%) 15 YR Fixed 6.23% (+03%) Current Realtor Membership 3082 Agents (
Charles "Skip" Geiser
4 days ago6 min read


Your First House Was Never Meant to be Your Forever Home
Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family. But that was just the beginning. For most people, your first house was never meant to be your forever home. It’s a stepping stone for what comes next. And if your life looks different today than it did when you got the keys, you’re
Charles "Skip" Geiser
4 days ago8 min read


7/22/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2966 v (8) Low $45,000 - High $6,500,000 Above $600,000 615 v (8) $500,000 - $599,999 211 ^ (5) $400,000 - $499,999 381 v (5) $300,000 - $399,999 782 v (6) $200,000 - $299,999 658 ^ (7) $100,000 - $199,999 286 ^ (1) Under $99,999 33 v (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.75% (+.04%) 15 YR Fixed 6.20% (+02%) Current Realtor Membership 3080 Agents
Charles "Skip" Geiser
5 days ago6 min read


Feeling Priced Out Today's Market?
Today's home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be more within reach than you think. Sometimes, it just means considering a different type of home. Condos and townhomes can be a great way to buy without stretching every last dollar. And right now, two things make them worth a serious look. There Are More Condos and Townhomes To Choose From Maybe you feel like t
Charles "Skip" Geiser
5 days ago8 min read


7/21/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2974 v (7) Low $45,000 - High $6,500,000 Above $600,000 623 ^ (2) $500,000 - $599,999 206 v (2) $400,000 - $499,999 386 ^ (3) $300,000 - $399,999 788 v (10) $200,000 - $299,999 651 (0) $100,000 - $199,999 285 (0) Under $99,999 35 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.71% (-.08%) 15 YR Fixed 6.18% (-02%) Current Realtor Membership 3077 Agents (Pen
Charles "Skip" Geiser
6 days ago6 min read


Are Foreclosure's Hurting the Market?
The current 2026 foreclosure landscape represents a gradual market normalization following pandemic-era protections, whereas 2008 was a systemic financial collapse driven by toxic lending practices. Despite headline-grabbing spikes in recent filings, foreclosure volumes today remain five to seven times lower than they were during the Great Recession Feature2008 Housing Crash 2026 Market Normalization Foreclosure FilingsOver 2.3 million properties. Projected ~450,000 properti
Charles "Skip" Geiser
6 days ago7 min read


7/20/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2981 ^ (15) Low $45,000 - High $6,500,000 Above $600,000 621 ^ (2) $500,000 - $599,999 208 v (1) $400,000 - $499,999 383 ^ (3) $300,000 - $399,999 798 ^ (5) $200,000 - $299,999 651 ^ (8) $100,000 - $199,999 285 (0) Under $99,999 35 v (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.63% (-.05%) 15 YR Fixed 6.16% (-03%) Current Realtor Membership 3077 Agents
Charles "Skip" Geiser
Jul 206 min read


Is This What A Buyers Market Looks Like?
If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search. Sellers Are Pricing To Attract Buyers According to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 u
Charles "Skip" Geiser
Jul 208 min read


7/17/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2966 ^ (41) Low $45,000 - High $6,500,000 Above $600,000 619 ^ (4) $500,000 - $599,999 209 ^ (4) $400,000 - $499,999 380 ^ (2) $300,000 - $399,999 793 ^ (27) $200,000 - $299,999 643 v (2) $100,000 - $199,999 285^ (5) Under $99,999 36 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.68% (+.04%) 15 YR Fixed 6.19% (+01%) Current Realtor Membership 3073 Agents
Charles "Skip" Geiser
Jul 176 min read


Is Real Estate Still A Good Investment?
Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn't changed in 14 years. It's real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren't just saying homeownership is a smart move, they're feeling better about it than they have in years. Let's dig into why. Real Estate Takes the Top Spot – Again Every year, Gallup asks Americans to name the best long
Charles "Skip" Geiser
Jul 178 min read


7/15/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2925 ^ (1) Low $45,000 - High $6,500,000 Above $600,000 615 ^ (5) $500,000 - $599,999 205 ^ (1) $400,000 - $499,999 378 v (4) $300,000 - $399,999 766 ^ (10) $200,000 - $299,999 645 v (8) $100,000 - $199,999 280 v (2) Under $99,999 36 v (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.70% (-.05%) 15 YR Fixed 6.20% (-.01%) Current Realtor Membership 3063 Age
Charles "Skip" Geiser
Jul 156 min read


Seller's...Are You Missing This?
If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared. But there's a big difference between a slow market and a stalled one. Yes, mortgage rates are still higher than most people would like. Homes aren’t selling as fast as they were. And every week seems to bring another headline about buyers sitting on the sidelines. But here's what you haven't heard. Despite everything going on, buyer demand has been re
Charles "Skip" Geiser
Jul 158 min read


7/14/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2924 v (46) Low $29,000 - High $6,500,000 Above $600,000 610 v (6) $500,000 - $599,999 204 ^ (2) $400,000 - $499,999 382 v (6) $300,000 - $399,999 756 v (23) $200,000 - $299,999 653 v (7) $100,000 - $199,999 282 v (5) Under $99,999 37 v (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.75% (+.11%) 15 YR Fixed 6.21% (+.02%) Current Realtor Membership 3060 Ag
Charles "Skip" Geiser
Jul 146 min read


Sellers...The Market Has Changed!
Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too. That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive. A concession is something a seller agrees to during negotiations to get a deal done. An incentive is a perk a builder (or a seller) advertises upfront to attract buyers. Let’s run through what you need to know about both and ho
Charles "Skip" Geiser
Jul 147 min read


7/10/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2970 ^ (24) Low $29,000 - High $6,500,000 Above $600,000 616 ^ (4) $500,000 - $599,999 202 ^ (1) $400,000 - $499,999 388 ^ (5) $300,000 - $399,999 779 ^ (2) $200,000 - $299,999 660 ^ (11) $100,000 - $199,999 287 v (1) Under $99,999 38 ^ (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.65% (-.02%) 15 YR Fixed 6.20% (-.03%) Current Realtor Membership 3048
Charles "Skip" Geiser
Jul 106 min read


Missed Opportunity's In 2026?
Open up a home search and you'll see them. Listings that have been on the market for two months. Three. Some longer. Most buyers scroll right past them, assuming something’s wrong with the house. But that instinct could be costing you, since the longer a home sits, the more motivated the seller usually gets. Where Some Buyers Are Finding Better Deals If affordability has been your #1 hurdle to buying, here’s a surprisingly simple strategy that could help you finally get your
Charles "Skip" Geiser
Jul 108 min read
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