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11/18/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2963 v (15) Above $600,000 616 (0) $500,000 - $599,999 203 ^ (2) $400,000 - $499,999 353 (0) $300,000 - $399,999 765 v (13) $200,000 - $299,999 687 v (5) $100,000 - $199,999 304 ^ (2) Under $99,999 35 v (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.38% (+.00%) 15 YR Fixed 5.86% (+.00%) Current Mortgage Rates
Charles "Skip" Geiser
Nov 186 min read


11/17/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 2978 ^ (4) Above $600,000 616 v (6) $500,000 - $599,999 201 ^ (4) $400,000 - $499,999 353 v (3) $300,000 - $399,999 778 v (6) $200,000 - $299,999 692 ^ (10) $100,000 - $199,999 302 ^ (2) Under $99,999 36 ^ (3) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.38% (+.04%) 15 YR Fixed 5.86% (+.03%) Current Mortgage Ra
Charles "Skip" Geiser
Nov 176 min read


Is $2.67 a Day Keeping You From Your Dream Home?
A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate? But here’s the thing: that 5.99% number might not save you as much as you think. Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen
Charles "Skip" Geiser
Nov 178 min read


11/14/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2974 v (3) Above $600,000 622 v (1) $500,000 - $599,999 197 ^ (2) $400,000 - $499,999 356 v (3) $300,000 - $399,999 784 v (5) $200,000 - $299,999 682 v (5) $100,000 - $199,999 300 ^ (9) Under $99,999 33 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.34% (+.05%) 15 YR Fixed 5.83% (+.03%) Current Mortgage Rat
Charles "Skip" Geiser
Nov 146 min read


Want to Buy a Fixer Upper?
A home that requires "renovation" can be a wise investment if you have the time, budget, patience and the skills for a major project , as it often comes with a lower initial price and the opportunity to build equity through improvements. However, unexpected issues can turn it into a financial burden , so it is essential to conduct a thorough inspection and establish a realistic renovation budget. A "fixer-upper" can refer to anything from minor cosmetic changes to significant
Charles "Skip" Geiser
Nov 147 min read


11/10/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2977 v (2) Above $600,000 623 ^ (8) $500,000 - $599,999 195 v (4) $400,000 - $499,999 359 v (1) $300,000 - $399,999 789 v (13) $200,000 - $299,999 687 ^ (7) $100,000 - $199,999 291 ^ (3) Under $99,999 33 v (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.34% (+.02%) 15 YR Fixed 5.84% (+.02%) Current Mortgage
Charles "Skip" Geiser
Nov 106 min read


Veteran...Buy a home without having a down payment?
If you’ve served in the military (or if your spouse has), you have access to one of the most powerful home-buying tools out there. The chance to buy a home without having a down payment. Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United. And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home
Charles "Skip" Geiser
Nov 108 min read


11/07/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2979 ^ (6) Above $600,000 615 v (2) $500,000 - $599,999 199 ^ (2) $400,000 - $499,999 360 v (2) $300,000 - $399,999 802 (0) $200,000 - $299,999 680 ^ (2) $100,000 - $199,999 288 ^ (6) Under $99,999 35 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.29% (-.08%) 15 YR Fixed 5.82% (-.04%) Current Mortgage Rates
Charles "Skip" Geiser
Nov 76 min read


What To Do To Sell Your Home In 2025
To sell your home in 2025, f ocus on making it move-in ready by decluttering, deep cleaning, and making necessary repairs with an eye on local trends . Hire a local real estate agent to help set a competitive price and market the home effectively, especially with professional photos for online listings. Consider a pre-listing inspection to identify potential issues early and stage your home to appeal to modern buyers' desires for health, wellness, and natural light. Prepare
Charles "Skip" Geiser
Nov 77 min read


11/06/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2973 v (12) Above $600,000 617 ^ (2) $500,000 - $599,999 197 v (5) $400,000 - $499,999 362 v (6) $300,000 - $399,999 802 v (2) $200,000 - $299,999 678 v (4) $100,000 - $199,999 282 ^ (2) Under $99,999 35 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.29% (-.08%) 15 YR Fixed 5.82% (-.04%) Current Mortgage
Charles "Skip" Geiser
Nov 66 min read


Is Now A Good Time to List My Home?
There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt? The short answer? No . The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little , but overall, the market continues to function. Here’s What Ty
Charles "Skip" Geiser
Nov 68 min read


11/05/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2985 ^ (10) Above $600,000 615 ^ (5) $500,000 - $599,999 202 ^ (1) $400,000 - $499,999 368 (0) $300,000 - $399,999 804 ^ (4) $200,000 - $299,999 682 ^ (1) $100,000 - $199,999 280 v (2) Under $99,999 34 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.33% (-.01%) 15 YR Fixed 5.80% (-.02%) Current Mortgage Ra
Charles "Skip" Geiser
Nov 56 min read


Sellers, Home Equity Is Still on Your Side...
If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know. Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity. The Relationship Between Home Prices and Equity Home equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here
Charles "Skip" Geiser
Nov 58 min read


11/04/25...Today's Active Homes For Sale, Escambia & Santa Rosa Counties
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2975 v (7) Above $600,000 610 v (1) $500,000 - $599,999 201 ^ (1) $400,000 - $499,999 368 (0) $300,000 - $399,999 800 v (4) $200,000 - $299,999 681v (5) $100,000 - $199,999 282 ^ (2) Under $99,999 33 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.34% (+.06%) 15 YR Fixed 5.82% (+.01%) Current Mortgage Rates
Charles "Skip" Geiser
Nov 46 min read


Buyers...Where to Start
The initial steps for buying a home involve getting your finances in order and understanding what you can afford. The very first actions to take are to Choose a experienced Real Estate Agent Local Mortgage Broker C heck your credit score Create a detailed budget Save for a down payment and closing costs Financial Preparation Before you even start looking at houses, focus on your financial health: Assess Personal Finances and Credit Score: Review your income, expenses, d
Charles "Skip" Geiser
Nov 47 min read


11/03/25...Todays Local Homes For Sale in Escambia and Santa Rosa
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 2982 v (43) Above $600,000 611 v (4) $500,000 - $599,999 200 ^ (1) $400,000 - $499,999 368 v (5) $300,000 - $399,999 804 v (17) $200,000 - $299,999 686 v (8) $100,000 - $199,999 280 v (8) Under $99,999 33 v (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.28% (-.05%) 15 YR Fixed 5.81% (-.04%) Current Mortgag
Charles "Skip" Geiser
Nov 36 min read


Why Choose an Agent That Came Out of The Construction Industry?
If there was one simple step that could help make your home sale a seamless process, wouldn't you want to know about it? There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But here’s what a lot of sellers may not know. There's one part of the process where some homeowners are hitting a road bump that’s causing buyers to back out these days. But don’t worry. The majority of
Charles "Skip" Geiser
Nov 39 min read


10/31/25...Today's Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 3025 v (4) Above $600,000 615 v (1) $500,000 - $599,999 199 v (1) $400,000 - $499,999 373 v (1) $300,000 - $399,999 821 v (2) $200,000 - $299,999 694 ^ (5) $100,000 - $199,999 288 v (5) Under $99,999 35 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.33% (+.06%) 15 YR Fixed 5.85% (+.03%) Current Mortgage R
Charles "Skip" Geiser
Oct 316 min read


How Do I Choose The Right Buyers Agent...
If you’re ready to buy a home, you should feel empowered to find and work with the agent who is the best fit for your needs. Here are ten questions you should consider when selecting an agent: 1. Are you a REALTOR® ? When you work with an agent who is a REALTOR® , you are working with a professional guided by ethical duties under the REALTOR® Code of Ethics , including the pledge to protect and promote the interests of their clients. 2. What types of services can you provide
Charles "Skip" Geiser
Oct 318 min read


10/30/25...Active Homes For Sale Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information Today's Active Homes For Sale Escambia and Santa Rosa County 3 3029 ^ (8) Above $600,000 616 (0) $500,000 - $599,999 200 ^ (2) $400,000 - $499,999 374 v (1) $300,000 - $399,999 823 ^ (9) $200,000 - $299,999 689 (0) $100,000 - $199,999 293 v (4) Under $99,999 34 ^ (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.27% (+.14%) 15 YR Fixed 5.82% (+.10%) Current Mortgage Rat
Charles "Skip" Geiser
Oct 306 min read
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