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Do Buyers Have the Upper Hand?
Current market data indicates that nearly one-third of U.S. home sellers are rethinking their list price, with about 44% of transactions including seller concessions like rate buy downs or help with closing costs. A Seller willingness to negate depends heavily on multipleoper: Time on the Market: Sellers are much more willing to negotiate if a home sits for more than 30 days, as lingering listings cause sellers to question their initial pricing and worry about carrying costs.
Charles "Skip" Geiser
May 197 min read


5/18/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2819 ^ (2) Low $45,000 - High $5,250,000 Above $600,000 590 ^ (3) $500,000 - $599,999 216 ^ (3) $400,000 - $499,999 350 v (9) $300,000 - $399,999 731 ^ (1) $200,000 - $299,999 609 (0) $100,000 - $199,999 293 ^ (2) Under $99,999 30 ^ (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.65% (+.13%) 15 YR Fixed 6.10% (+.06%) Current Mortgage Rates Florida SkipSOLDMy
Charles "Skip" Geiser
May 186 min read


What if I buy, and home prices go down?
It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?” With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung up on the few places seeing slight declines right now. When you zoom out and look at the full picture, home prices usually rise over time. What the Data Really Shows Take a look at the vis
Charles "Skip" Geiser
May 188 min read


5/15/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2817 ^ (25) Low $45,000 - High $5,250,000 Above $600,000 587 ^ (6) $500,000 - $599,999 213 ^ (6) $400,000 - $499,999 359 ^ (3) $300,000 - $399,999 730 ^ (10) $200,000 - $299,999 609 (0) $100,000 - $199,999 291 (0) Under $99,999 28 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.52% (-05%) 15 YR Fixed 6.04% (-.03%) Current Mortgage Rates Florida SkipSOLDMyHom
Charles "Skip" Geiser
May 156 min read


Are Sellers Getting Over Asking Price?
Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That's their asking price. A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting. In reality, only about 4 out of every 10 (roughly 40%) actually do. That’s a big gap. And it’s where a lot of sellers get caught off guard. So, why the disconnect? And how can you set you
Charles "Skip" Geiser
May 159 min read


5/14/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2792 v (25) Low $45,000 - High $5,250,000 Above $600,000 581 v (10) $500,000 - $599,999 207 v (3) $400,000 - $499,999 356 v (2) $300,000 - $399,999 720 v (7) $200,000 - $299,999 609 v (8) $100,000 - $199,999 291 ^ (4) Under $99,999 28 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.57% (+01%) 15 YR Fixed 6.07% (+.03%) Current Mortgage Rates Florida SkipSOL
Charles "Skip" Geiser
May 146 min read


Are Foreclosures Bad in Today's Market?
You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008. That’s understandable. A lot of people remember that crash and all the foreclosures that happened during that window, and they’re hoping something like that never happens again. But this isn’t a repeat of what happened back then. Here’s the context to prove it. Foreclosures Are Rising, But They’re Still Historically Low Yes, foreclosure filings are up 26% f
Charles "Skip" Geiser
May 148 min read


5/12/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2817 v (28) Low $45,000 - High $5,250,000 Above $600,000 591 v (6) $500,000 - $599,999 210 (0) $400,000 - $499,999 358 ^ (2) $300,000 - $399,999 727 v (12) $200,000 - $299,999 617 v (2) $100,000 - $199,999 287 v (8) Under $99,999 27 v (2) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.52% (+03%) 15 YR Fixed 5.03% (+.03%) Current Mortgage Rates Florida SkipSOLDM
Charles "Skip" Geiser
May 126 min read


Is "Co-Buying" A Good Plan For First-Time Buyers?
For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. But some buyers are getting creative and finding a way to still make the numbers work – and that’s through co-buying. The Dream Is Still Alive. The Math Just Isn’t Working for Everyone. Young people haven’t given up on the dream of owning a home – not even close. According to FirstHome IQ, homeownership still ranks among the top life goals for the next generation. The problem? 73%
Charles "Skip" Geiser
May 128 min read


5/11/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2845 v (2) Low $35,000 - High $5,250,000 Above $600,000 597 v (8) $500,000 - $599,999 210 ^ (3) $400,000 - $499,999 356 v (4) $300,000 - $399,999 739 ^ (6) $200,000 - $299,999 619 ^ (2) $100,000 - $199,999 295 v (2) Under $99,999 29 ^ (1) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.42% (-.02%) 15 YR Fixed 5.99% (-.01%) Current Mortgage Rates Florida SkipSOLD
Charles "Skip" Geiser
May 116 min read


Is There a Secret Sauce to Selling Your Home?
When you put your house on the market, you don’t just want it to sell. You want it to sell fast. But the thing is, nationally, it’s taking a little longer to sell lately. And that slowdown can feel frustrating if you want a fast process. Here’s what you need to realize. In every market right now, there’s one clear exception: Well-priced, well-presented homes are still selling, and it’s often faster than you’d expect. If you can tap into that, you can still set yourself up to
Charles "Skip" Geiser
May 118 min read


5/8/26...Today's Active Homes For Sale In Escambia & Santa Rosa
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2847 v (1) Low $35,000 - High $5,250,000 Above $600,000 605 ^ (5) $500,000 - $599,999 207 v (3) $400,000 - $499,999 360 ^ (7) $300,000 - $399,999 733 v (9) $200,000 - $299,999 617 v (1) $100,000 - $199,999 297 (0) Under $99,999 28 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.44% (-.00%) 15 YR Fixed 6.00% (-.00%) Current Mortgage Rates Florida SkipSOLDMyHo
Charles "Skip" Geiser
May 86 min read


Top 5 Reasons Why Selling Your Home Now Could Maximize Your Profit
Selling a home is a major decision that can significantly impact your financial future. Right now, the housing market offers unique conditions that can help you maximize your profit. Homeowners today have the opportunity to benefit from high equity, low competition, and strong buyer interest. If you have been thinking about selling, understanding these factors can help you make the best choice for your situation. Leverage High Seller's Market Equity Over the past few years, m
Charles "Skip" Geiser
May 87 min read


5/7/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2848 ^ (9) Low $35,000 - High $5,250,000 Above $600,000 600 v (6) $500,000 - $599,999 210 ^ (3) $400,000 - $499,999 353 ^ (2) $300,000 - $399,999 742 ^ (7) $200,000 - $299,999 618 ^ (1) $100,000 - $199,999 297 ^ (2) Under $99,999 28 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.44% (-.10%) 15 YR Fixed 6.00% (-.04%) Current Mortgage Rates Florida SkipSOLDMy
Charles "Skip" Geiser
May 76 min read


Is Now One Of The Best Time's To List Your House?
You may have heard April 12-18 was the “best week” to list your house. That’s based on a report from Realtor.com. But now that it’s passed, you may be wondering if you missed your moment. Here's the good news – you didn’t. Because the reality is, there isn’t just one perfect week to sell your house this Spring. There’s a window. And right now, you’re still in it. Your Window To Sell Is Still Wide Open Here’s why. Different organizations run studies like this every year. And
Charles "Skip" Geiser
May 78 min read


4/21/26...Today's Active Homes For Sale in Escambia and Santa Rosa County
Today's Pensacola Realtors MLS Information 2851 ^ (26) Low $60,000 - High $5,250,000 Above $600,000 577 (0) $500,000 - $599,999 217 ^ (3) $400,000 - $499,999 355 ^ (1) $300,000 - $399,999 738 ^ (12) $200,000 - $299,999 644 ^ (4) $100,000 - $199,999 298 ^ (6) Under $99,999 22 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.30% (+.01%) 15 YR Fixed 5.91% (.00%) Current Mortgage Rates Florida SkipSOLDMyHome.com with Plum Tree
Charles "Skip" Geiser
May 76 min read


5/6/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2839 ^ (21) Low $35,000 - High $5,250,000 Above $600,000 606 ^ (1) $500,000 - $599,999 207 v (3) $400,000 - $499,999 351 ^ (2) $300,000 - $399,999 735 ^ (8) $200,000 - $299,999 617 ^ (11) $100,000 - $199,999 295 ^ (2) Under $99,999 28 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.54% (-.02%) 15 YR Fixed 6.04% (-.01%) Current Mortgage Rates Florida SkipSOLD
Charles "Skip" Geiser
May 66 min read


How To Give Your Offer The "Spring" It Needs To Get Accepted!
Looking to buy a home this season? Here's what you should know. Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation. But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re hoping to move. If you’re buying in a popular neighborhood, or in a market where there aren’t many homes for sale, you may still find yourself competing
Charles "Skip" Geiser
May 68 min read


5/5/26...Today's Active Homes For Sale In Escambia & Santa Rosa Counties
Today's Active Homes For Sale In Escambia & Santa Rosa Counties 2818 v (32) Low $35,000 - High $5,250,000 Above $600,000 605 v (6) $500,000 - $599,999 210 v (5) $400,000 - $499,999 349 v (8) $300,000 - $399,999 727 v (7) $200,000 - $299,999 606 v (8) $100,000 - $199,999 293 ^ (2) Under $99,999 28 (0) RED is UP Black Remained the Same Green is DOWN Current Mortgage Rate 30 YR Fixed 6.56% (+.12%) 15 YR Fixed 6.05% (+.04%) Current Mortgage Rates Florida SkipSOLDM
Charles "Skip" Geiser
May 56 min read


Better to Stay or Sell as You Age?
At some point, as you start thinking about the years ahead, this question tends to come up: “Could I stay here long-term… or would it make more sense to move?” It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home. And for most people, the answer is simple. They want to stay. The USC Leonard Davis School of Gerontolog
Charles "Skip" Geiser
May 58 min read
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